I'm a new player to the game and am relatively inexperienced. When I Started I decided to be a rebel and become a peaceful fisherman instead of the legendary pirate we are all supposed to be. My average play session goes something like this
Start a solo private game on a sloop
Buy a multipurpose crate
Collect 99 leaches In crate
Sail to my favorite fishing spot just outside of the Finest Trading Post in the ancient isles
Proceed to relax and casually fish, making sure until I run outta leaches
Cook my fish to perfection
Sell my cast trove of perfectly cooked fish to my main man Derrick
Celebrate with a fresh mug of grog
Log off
However today I logged on and as I was fishing my tiny ship's mast spontaneously caught fire, I put the flames out and went back to fishing but as I fish something I couldn't see kept bumping into the fish and knocking them of the line, I get aggravated and jump into the water to see what's happening and my ship starts sailing off on its own, I manage to get back on the ship and my mast goes up in flames again I put out the fire and anchor the ship, but when I get up to the steering wheel a ashen foul bounty skull appears outta nowhere and then a pistol shot from a mysterious invisible assailant hits me and I just quit.
Is this a thing that just happens when you don't have your own ship and the game generates one for you? Can a ship just spawn in haunted like this?